Signature Installment loans provide Contractors and Installers with an opportunity to underwrite a sales transaction with a Commercial or Residential Customer.
Their Customers receive fixed monthly payment financing for their purchases.
Credit approval is requested on-line and is granted or denied immediately. The authorization process is available 24/7/365. Upon job completion, the Customer finalizes the Certificate of Completion which triggers payment to the Contractor. The Customer then begins repayment of the loan balance over a 36-month period, with no penalty for early repayment.

Signature Revolving Credit is a proprietary financing program of FMSI, offered to customers of authorized Contractors or Installers. Their Customers receive the flexibility of a minimum monthly payment of 3% of the loan balance, which is recalculated monthly after they make the payment.

Credit approval is requested on-line and is granted or denied immediately. The authorization process is available 24/7/365. Upon job completion, the Customer finalizes the Certificate of Completion which triggers payment to the Contractor. The Customer then begins repayment of the loan balance at an amount no less than 3 % of the remaining purchase balance with no penalty for early repayment. There is no penalty for early payment of principal.

Custom Financing for a Contractor or Installer Customers is available through Signature. Programs are designed to fit the requirements of the participant’s business model. For example, programs that allow Customers to defer interest or pay interest only with a balloon principal payment at the end of the term can be created. These programs typically enhance sales/purchasing opportunities and provide flexibility to accommodate the Contactor’s and the Customer’s financial situation.